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As an independent agency, Cogswell Insurance Agency represents the source of ultimate choice in insurance and bonds.

Father and Daughter Looking at a Vibrant Sunrise in the Beautiful Natural Scenery of Glacier National Park's Lake McDonald Area During the Summer in Montana, USA.

Why Cogswell?

Friendly customer service

Cogswell Insurance Agency treats clients like family, providing friendly, personalized guidance to make insurance simple and approachable.

Experience and knowledge

With decades of experience, our Montana team helps you navigate complex insurance choices and find coverage that fits your needs.

Securing the best coverage

We evaluate coverage, cost, and long-term value to provide personalized insurance solutions that offer protection, confidence, and peace of mind.

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Hear from our customers

Check out our Google Reviews and see why you should switch to Cogswell Insurance Agency.

Not only were Jennifer and Johnna exceedingly helpful in switching a large, complicated master HOA policy, but they also went above and beyond when our first check was lost in the mail. They kept us completely informed and even facilitated a refund for a late charge without us even asking. Top-notch customer service to match a great policy. Thank you!

Renee Labrie-Shanks

We recently worked with Josey at Cogswell Insurance for home, flood, and auto insurance. We could not be happier with our experience. Josey was extremely knowledgeable, patient, and helpful with all our needs and questions. We have not changed insurance in many years and it is much different now then it used to be. Josey was always quick to respond and we always felt like we were in good hands! We are very happy with what we are paying on all 3 fronts. Cannot recommend Josey and Cogswell Insurance enough!

Art Warren

Cogswell (especially Sandy Kirk) have been great to work with. Sandy has always responded quickly to my questions and concerns. As our non-profit has grown she been great about getting all she needs to know about the situation and presents me with insurance options that best meets our needs, and with great rates! I highly recommend this agency!!

Jackie Gittins

Ready for the next step? Call us at (406) 761-5000 or