Running a business in Montana comes with challenges, from property risks to liability claims. With small businesses facing an **increase of 20% in liability lawsuits** and natural disasters causing over **$110 billion** in damages nationwide in 2023, reliable coverage is essential. Cogswell Insurance Agency provides tailored business insurance solutions to safeguard your operations, employees, and assets.
In today’s evolving market, unexpected events can disrupt your business overnight. Whether you face property damage, employee injuries, or cyberattacks, our comprehensive policies ensure you can recover quickly and focus on growth.
Commercial Property Insurance
Protects your building, inventory, and equipment from fire, theft, and natural disasters.
General Liability Insurance
Covers legal expenses and damages if your business is found liable for injuries or property damage.
Cyber Liability Insurance
Critical protection against cyberattacks, data breaches, and digital fraud.
Every industry faces unique risks. At Cogswell Insurance Agency, we specialize in insurance solutions tailored for:
Explore tools and resources to help you prepare for unforeseen risks:
A: Workers’ compensation is required for businesses with employees. Commercial auto insurance is mandatory for company-owned vehicles.
Q: How much does business insurance cost?A: Costs vary based on industry, business size, and coverage types. Our agents will help you find affordable solutions.
Q: Why do I need cyber liability insurance?A: Cyberattacks have increased by **23%** in small businesses over the last year, making it critical to protect sensitive data.
At Cogswell Insurance Agency, we’re committed to helping local businesses thrive by offering comprehensive, affordable, and tailored insurance coverage. Call us at 406-761-5000 or request a free quote today!