As a contractor, your business faces unique risks every day—on the job site, transporting tools, or managing a team. Cogswell Insurance Agency offers comprehensive and customizable contractor insurance to protect your operations, employees, and equipment. Don’t let accidents, liability claims, or property damage put your business at risk. Let us help you build a secure foundation for success.
We offer a full range of coverage options designed to address the challenges of the construction and contracting industries:
Protects against third-party injuries, property damage, and legal claims resulting from accidents on the job site.
Tools and Equipment Coverage
Covers the cost of repairing or replacing stolen, lost, or damaged tools and equipment.
Protects vehicles used for transporting tools, materials, and workers.
If you work in any of the following industries, contractor insurance is essential for protecting your business and livelihood:
A: In most states, general liability and workers' compensation are mandatory for contractors. Requirements may vary depending on project size and type.
Q: What does tools and equipment coverage include?A: This covers stolen, damaged, or lost tools and machinery, whether at a job site or in transit.
Q: Can subcontractors be covered under my policy?A: Yes, but policies vary. Talk to our team to ensure subcontractors are properly covered under your plan.
Don’t leave your tools, team, or livelihood unprotected. With contractor insurance from Cogswell Insurance Agency, you can focus on building success while we handle the risks. Call us at 406-761-5000 or request a free quote online today.