Sometimes, the unexpected can exceed your standard insurance limits. Umbrella Insurance from Cogswell Insurance Agency provides an extra layer of liability protection beyond your existing auto, homeowners, or renters insurance. It’s an affordable way to safeguard your assets, finances, and future when the unexpected happens.
While your existing policies provide liability coverage, they may not be enough if you’re faced with a significant lawsuit or claim. Umbrella Insurance offers:
Auto Liability
Provides extra coverage for bodily injury or property damage in severe auto accidents.
Home Liability
Covers medical and legal costs if someone is injured on your property or due to your negligence.
Personal Liability
Extends coverage for incidents like libel, slander, and legal judgments.
Umbrella Insurance is a smart choice for anyone looking to protect their financial future. It’s especially important if you:
A: The amount depends on your assets, income, and potential risks. Many individuals start with $1 million in coverage.
Q: Does umbrella insurance only apply to auto and homeowners policies?A: No, it can also extend to other policies like renters insurance, landlord insurance, and watercraft liability.
Q: Is umbrella insurance expensive?A: Umbrella Insurance is very affordable. Policies often cost less than $1 a day for $1 million in coverage.
Don’t let a major claim put your finances and future at risk. Umbrella Insurance from Cogswell Insurance Agency provides the extra protection you need when the unexpected happens. Call us at 406-761-5000.