An SR-22 is a certificate from a state licensed insurance company, an eligible surplus lines insurer, or a risk retention group . The insurer certifies on the SR-22 that you have purchased liability insurance that meets the minimum required limits of coverage for that state, and files the certificate with appropriate state Agency.An SR-22 is proof of "future responsibility" and is posted to your driving record.
Examples of When an SR-22 Certificate is Required
Most states require an SR-22 certificate be on file with DMV if:
Note: This is not a complete list of reasons why an SR-22 filing would be required.
Let Cogswell Insurance Agency help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering SR22 coverage.