Owning an investment property in Montana isn’t just about monthly income—it’s about long-term security. But between weather events, tenant injuries, and compliance challenges, protecting your rental property can get complicated. That’s why smart landlords choose investment property insurance from Cogswell Insurance Agency. We help you guard your asset and your future income. Call us at 406-761-5000 to get started.
Unlike standard homeowners insurance, this coverage is specifically designed for income-producing properties. From structural damage to liability lawsuits, Cogswell Insurance Agency makes sure you're covered where it counts.
Covers the physical building, attached structures, and fixtures from fire, wind, vandalism, and more.
Provides protection if a tenant or visitor is injured on your property and sues for damages.
Covers rental income lost due to a covered event that renders units uninhabitable.
Helps cover rebuilding costs required by updated building codes after a loss.
Protection for HVAC, plumbing, boilers, and other essential systems.
Optional coverage tailored to your building’s location and risks in Montana.
Landlords across Montana rely on Cogswell Insurance Agency to help them recover from situations like these. If something similar happens to you, just call us at 406-761-5000 and we’ll take care of the rest.
| Type of Claim | Description |
|---|---|
| Fire Damage | Kitchen fire damages walls, ceilings, and neighboring units. |
| Water Damage | Burst pipes cause flooding in lower-level apartments. |
| Slip and Fall | Tenant’s guest slips on wet tile and files a lawsuit. |
| Storm Damage | Wind tears shingles from the roof during a thunderstorm. |
| Loss of Income | You can’t rent out units while damage is being repaired. |
| Equipment Breakdown | The central heating system fails during peak winter months. |
Cogswell Insurance Agency knows the ins and outs of insuring investment properties in Montana and the surrounding Sacramento region. From local weather patterns to municipal code requirements, we’re here to make sure your policy actually works when you need it. Give us a call at 406-761-5000 and let’s build a plan that fits your property—and your budget.
“We own a 10-unit building near downtown Montana, and Cogswell Insurance Agency saved us nearly $1,200 a year while giving us better protection.” – Jason M.
“After one call to 406-761-5000, we were covered the same day. Highly recommend Cogswell Insurance Agency to other landlords.” – Sandra L.
Let’s face it—being a landlord is stressful enough. Don’t let insurance be another headache. Whether it’s a duplex, 4-plex, or 40-unit complex, Cogswell Insurance Agency will help you find the right investment property insurance in Montana.
Call 406-761-5000 or use our online quote request form to get started. It’s quick, simple, and free.