When you own a condo in Kalispell, MT, you need to protect what’s inside your unit. Your homeowners' association policy covers the building’s exterior, but it won’t protect your personal belongings or the interior of your condo. An HO-6 condo insurance policy is designed to cover your possessions, interior updates, and provide liability coverage. At Cogswell Insurance Agency, we specialize in helping you secure your investment. Call 406-761-5000 for more information.
Condo insurance policies typically include:
Interior Protection: Covers damage to walls, floors, and fixtures within your unit.
Personal Property: Protection for your personal items, such as furniture, electronics, and clothing.
Liability Coverage: Legal protection if a guest is injured in your condo.
Some of the most common condo insurance claims include:
| Claim Type | Description |
|---|---|
| Water Damage | Helps cover costs related to leaks or burst pipes. |
| Theft | Covers stolen items like electronics and jewelry. |
| Fire Damage | Protects your condo from fire-related damage and repairs. |
| Liability Claims | Medical and legal protection if someone is injured in your condo. |
Choosing the right condo insurance depends on the value of your belongings and your unit's interior upgrades. Contact Cogswell Insurance Agency at 406-761-5000 to discuss which options work best for your situation.