Living in a condo in Great Falls, MT brings unique responsibilities. Your HOA likely covers the building's exterior, but your personal property and unit’s interior need protection. That’s where an HO-6 policy comes in, offering coverage for your belongings, unit finishes, and liability in case of accidents. At Cogswell Insurance Agency, we help ensure your property is fully protected. Unsure of your coverage needs? Call us at 406-761-5000 for personalized assistance.
An HO-6 policy generally includes:
Interior Coverage: Protects the inside of your condo, including walls, floors, and permanent fixtures.
Personal Property: Safeguards personal items, such as furniture, clothing, and electronics.
Liability: Covers legal costs if someone is injured inside your unit.
Here are some frequent claims that condo insurance helps with:
| Claim Type | Description |
|---|---|
| Water Damage | HO-6 policies cover water damage from leaks, broken pipes, or malfunctioning appliances. |
| Theft | If valuable items are stolen, your policy helps replace them. |
| Fire Damage | Fires can be catastrophic, but your condo insurance helps cover repair and replacement costs. |
| Liability Claims | Legal and medical expenses if someone is injured in your condo are typically covered. |
Your insurance should match your property’s value and your belongings. Cogswell Insurance Agency offers tailored options for different needs. Call 406-761-5000 to explore the best options for you.