Protect Your Business with Commercial Property Insurance in Deer Lodge, MT
Why Invest in Commercial Property Insurance?
Owning a business comes with many responsibilities, and protecting your commercial property should be a top priority. Whether it's a minor issue like vandalism or a major disaster like a fire, unexpected events can significantly impact your business. With Commercial Property Insurance from Cogswell Insurance Agency, you can protect your assets, including buildings, inventory, and equipment. Don’t wait for an emergency — get the coverage you need today. Call us at 406-761-5000 for more details.
Coverage Highlights
Commercial property insurance helps safeguard your business from damages caused by fire, storms, theft, and more. Here’s a closer look at some of the most common claims:
Fire Damage
Fires can cause severe damage to your property. This coverage helps pay for repairs and replacements.
Storm Damage
Severe weather events, like hurricanes and tornadoes, can damage your property. Protect your business with the right insurance.
Theft & Vandalism
If your business is affected by theft or vandalism, insurance can cover the cost of stolen or damaged items.
Customize Your Policy with Add-Ons
Every business is unique, and that’s why Cogswell Insurance Agency offers additional coverage options to suit your specific needs:
- Business Interruption Insurance: Replaces lost income if your business is forced to close temporarily due to a covered event.
- Equipment Breakdown Insurance: Covers the cost of repairs for vital equipment that breaks down unexpectedly.
- Flood Insurance: Protects your property from flood damage, which is not covered by most standard policies.
Not sure what coverage is best for you? Give us a call at 406-761-5000 for personalized advice.
Common Commercial Property Claims
Here’s a breakdown of some of the most common claims businesses file and the average payouts:
| Type of Claim |
Percentage of Claims |
Average Payout |
| Fire Damage |
30% |
$50,000 |
| Storm Damage |
25% |
$30,000 |
| Theft |
20% |
$15,000 |
| Vandalism |
10% |
$5,000 |
| Equipment Breakdown |
15% |
$20,000 |
Let Cogswell Insurance Agency Protect Your Business
Don’t leave your business vulnerable to unexpected events. Protect your property with commercial insurance from Cogswell Insurance Agency. Call us at 406-761-5000 or fill out our
online quote form to get started today.
