As a landlord, your rental property is more than an investment—it’s a source of income. At Cogswell Insurance Agency, our Landlord Insurance policies protect your property, finances, and peace of mind. From unexpected damages to tenant-related risks, we offer customized solutions to keep your rentals secure.
Standard homeowners insurance won’t cover properties rented to tenants. Landlord Insurance ensures you’re protected against:
Property Damage
Protects your rental building, fixtures, and other structures from fire, weather, and vandalism.
Liability Coverage
Covers medical and legal costs if a tenant or visitor is injured on your property.
Loss of Rental Income
Reimburses lost income if your rental becomes uninhabitable due to a covered event.
If you rent out residential or commercial properties, Landlord Insurance is essential. This includes:
A: Yes, it can cover accidental damage caused by tenants, but deliberate damage may require additional coverage.
Q: Is loss of rental income included?A: Yes, policies can include compensation for lost income if the property becomes uninhabitable due to a covered event.
Q: Do I need landlord insurance for a short-term rental?A: Yes, landlord insurance can protect vacation rentals and short-term leases against property damage and liability claims.
Protect your rental properties and income with reliable Landlord Insurance from Cogswell Insurance Agency. Whether you rent out a single-family home or manage multiple properties, we’ll help you find the coverage you need at the right price. Call us at 406-761-5000 or request a free quote online today.