Every business, regardless of size or industry, faces risks. A customer slips and falls in your store, your equipment damages a client’s property, or your services result in unexpected financial losses. General Liability Insurance from Cogswell Insurance Agency protects your business against the most common risks, so you can focus on what matters most—growing your business.
General Liability Insurance provides essential financial protection for your business against claims of:
Bodily Injury
Covers medical costs for injuries that occur on your property or due to your business activities.
Property Damage
Protects against claims if your business damages someone else’s property.
Advertising Injury
Covers claims of libel, slander, or copyright infringement in your business advertising.
General Liability Insurance is a must-have for any business that interacts with customers, vendors, or the public. Industries that benefit include:
A: While not always legally required, many clients, landlords, and contracts require businesses to have general liability coverage.
Q: What’s not covered by General Liability Insurance?A: General liability does not cover employee injuries (covered under workers’ compensation) or damages to your property (covered under commercial property insurance).
Q: How much coverage does my business need?A: Coverage limits vary based on your business size, industry, and exposure. Our agents can help you determine the right amount.
Accidents happen, but they don’t have to jeopardize your business. General Liability Insurance from Cogswell Insurance Agency provides the protection you need to handle unexpected claims with confidence. Call us at 406-761-5000 or request a free quote online today!