Operating a farm or ranch is a unique business in many ways. One big difference from most other jobs is that many farmers do not just work on their property – they live there too. And having the right protection depends on the situation of each individual family.
While not as comprehensive as a complete Farm Owners policy, some people may find that Farm Dwelling coverage is enough to meet their needs. Dwelling Insurance from Cogswell Insurance Agency protects the building you live in and any attached structures, including rental properties, by helping to pay for damages that result from a covered incident. Depending on your specific policy options, it can also include additional coverage for personal property or provide additional living expenses if your home becomes uninhabitable due to a covered loss.
Other insurance provisions such as Liability or Medical Payments coverage are not included in a Farm Dwelling policy, so if you are looking for a more complete solution for all your Farm Insurance needs, a comprehensive Farm Owners policy may be the right choice for you. Talk to a specialist at Cogswell Insurance Agency to learn more about how our insurance solutions can best benefit your agribusiness.